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A washer and dryer set is one of the most impactful appliance purchases for household quality of life — and one of the most expensive. Mid-range sets start around $700 to $900, and quality stackable units or front-loaders can easily run $1,500 to $2,500. For many households, paying that upfront isn’t realistic. Weekly payment plans with no credit check solve that problem.
Lease-to-own programs now cover washers and dryers alongside furniture, making it possible to get a complete laundry setup through the same type of payment plan you’d use for a bedroom set or sofa. Here’s where to find these programs, what weekly payments typically look like, and how to get the best deal.
Programs That Cover Washer and Dryer Sets
Acima and Progressive Leasing both cover appliances including washers and dryers at participating retailers. Major appliance retailers like Home Depot and regional appliance stores often partner with these programs. You can shop at a participating retailer, select your washer/dryer set, and apply for the lease at checkout.
Rent-A-Center and Aaron’s carry washers and dryers as a core part of their appliance inventory. Both brands maintain physical units in-store or at a local warehouse, enabling fast delivery. For in-stock appliances, same-day or next-day delivery and installation is common. FlexShopper also carries washers and dryers in their online catalog with weekly payment options.
What Weekly Washer and Dryer Payments Look Like
Weekly payments for a basic washer/dryer set (retail $700 to $900) typically run $28 to $45 per week over 52 weeks, for a total of $1,456 to $2,340. A mid-range set (retail $1,200 to $1,500) might run $45 to $65 per week. These totals are significantly higher than retail, but for households without coin laundry access and without the cash to buy outright, the convenience and hygiene benefits outweigh the premium.
If you have access to a 90-day same-as-cash option through Acima or Progressive Leasing, this becomes particularly valuable for appliance purchases. Paying off the washer/dryer set within 90 days means you pay near-retail price plus a small initial fee — a major reduction from the full lease cost.
Installation: What’s Included
For in-store rent-to-own programs, delivery teams typically install the appliances — connecting the washer to the water supply and the dryer to the gas or electric outlet. Confirm what’s included in delivery when scheduling, and make sure your space has the correct utility connections in place before delivery day.
For appliances financed through Acima or Progressive Leasing at retail stores, installation may be available through the retailer for an additional fee, or you may need to arrange installation separately. Some retailers include installation in the purchase price — always ask before completing the transaction.
Stackable vs. Side-by-Side: Which Works With a Payment Plan?
Both stackable and side-by-side washer/dryer sets are available through lease-to-own programs. Stackable units are smaller, better for tight spaces, and typically cost less — meaning lower weekly payments. Side-by-side units offer larger capacity and are more familiar to most people but require more floor space and cost more.
When choosing between configurations on a weekly payment plan, think about the space you have, how often you’ll run loads, and what weekly payment amount fits your budget. A smaller stackable set with manageable weekly payments that you can actually afford consistently is better than a large set with payments that strain your budget every week.
Alternatives to Weekly Payment Appliance Plans
Before committing to a weekly payment plan for a washer and dryer, consider whether there are lower-cost alternatives. Certified used appliances from appliance dealers are often available for $300 to $500 — less than a one-year lease on a new set. Facebook Marketplace and Craigslist regularly have working used appliances for $100 to $200. If the cost of leasing a new set feels high, a quality used unit paid for upfront (or through a smaller lease) might be the smarter choice.
If you need new appliances and want the weekly payment structure, the 90-day payoff strategy combined with shopping during sales events will give you the best combination of quality, selection, and total cost.
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Frequently Asked Questions
Can I get a washer and dryer with weekly payments and no credit check?
Yes. Rent-A-Center, Aaron’s, Acima, Progressive Leasing, and FlexShopper all offer weekly payment plans for washers and dryers without a credit check.
How much are typical weekly payments for a washer and dryer?
Typically $28 to $45/week for basic sets and up to $65/week for mid-range units over a 52-week lease.
Is installation included with a washer and dryer lease?
In-store rent-to-own programs typically include installation. Programs through retailers may charge extra for installation — always confirm before completing the purchase.
Can I get a washer and dryer delivered the same day?
In-store programs at Rent-A-Center and Aaron’s often offer same-day or next-day delivery for in-stock appliances. Online programs take longer.
Is it worth leasing a washer and dryer vs. buying used?
Used appliances cost less overall but come with uncertainty about condition and lifespan. New appliances through a lease provide warranty protection and reliability, but at a higher total cost. Compare based on your situation and how long you plan to stay in your current home.
Affiliate Disclosure: EasyPayQuick.com participates in affiliate programs with Acima, Progressive Leasing, Rent-A-Center, Aaron’s, FlexShopper, Klarna, Affirm, and other payment plan and lease-to-own providers. We may earn a commission when you click links and complete an application. This does not affect your approval odds, payment terms, or the cost of your plan. All information is provided for educational purposes only.