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Paying weekly for furniture makes budgeting easier for people who get paid every week or every two weeks. Instead of one large monthly payment, your furniture cost is broken into small, manageable chunks that move with your paycheck. And with no-credit-check programs, the weekly payment option is available to almost anyone with a steady income.
But not all weekly payment programs are the same. The weekly amount, the total lease cost, the selection of furniture, the ease of application, and the delivery speed vary significantly from one provider to the next. This comparison breaks down the major options so you can choose the one that fits your situation best.
Rent-A-Center: Widest In-Store Availability
Rent-A-Center is the largest rent-to-own retailer in the US, with thousands of locations nationwide. Their weekly payment model is one of the most straightforward — you walk in, pick furniture from their showroom, agree on a weekly rate, and they deliver. Payments are typically due every week on the same day.
The selection is limited to what’s in stock at your local store, but the range covers sofas, bedroom sets, dining furniture, appliances, and electronics. Weekly payments at Rent-A-Center tend to be on the higher end compared to online programs, reflecting the in-store convenience and same-day delivery option. The total cost over the full rental period is also higher than buying outright — typically 150% to 200% of the retail price.
Aaron’s: Strong Selection, Competitive Rates
Aaron’s is Rent-A-Center’s main competitor in the in-store rent-to-own space. Their weekly payment programs are similar in structure but their pricing is often slightly more competitive, and their furniture selection — particularly for bedroom sets and living room packages — is broader at many locations.
Aaron’s also has a strong online presence that lets you browse inventory before visiting a store. Weekly payment amounts vary by item and lease term, but Aaron’s is generally considered a good value among in-store options. Their application process is quick — typically completed in under 20 minutes at the store.
FlexShopper: Best for Online Weekly Payments
FlexShopper is the leading online-first weekly payment program. You shop their extensive catalog of furniture and appliances, apply in minutes, and pay weekly via automatic bank withdrawal. Their catalog is much larger than what any single in-store location would carry, and their pricing is often more competitive than Rent-A-Center or Aaron’s.
FlexShopper approves based on bank account history and income. Their weekly payment amounts are calculated based on the item price and lease term you select. One downside: delivery takes several days since items are shipped rather than delivered from a local warehouse. If you need furniture immediately, FlexShopper isn’t the fastest option.
Acima and Progressive Leasing: Best for Major Retailers
Acima and Progressive Leasing are lease-to-own programs that partner with established furniture retailers. Instead of limiting you to the provider’s own inventory, they let you shop at stores like Ashley Furniture, Rooms To Go, Bob’s Discount Furniture, and hundreds of regional chains — then lease the items through their program with weekly or monthly payments.
This model gives you the best furniture selection of any weekly payment option. You shop where you want, pick what you want, and apply for the lease at checkout. Decisions come back in minutes. Weekly payment options may be available depending on the retailer, though some partners default to biweekly or monthly.
Side-by-Side Comparison Summary
Rent-A-Center: best for same-day delivery, in-store convenience, and simplicity. Aaron’s: best in-store option for furniture selection and competitive pricing. FlexShopper: best for online shopping flexibility and lower overall costs. Acima/Progressive Leasing: best for shopping at established furniture retailers with a wide product selection.
All four programs approve based on income with no credit check required. The right choice depends on how fast you need delivery, how important product selection is, and whether you prefer in-store or online interaction. EasyPayQuick.com can help you compare specific programs for your area and situation.
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Frequently Asked Questions
Which program has the lowest weekly furniture payments?
FlexShopper and Acima/Progressive Leasing often have lower weekly rates than Rent-A-Center or Aaron’s because their overhead is lower. Compare specific items across programs to find the best rate.
Can I pay weekly without going into a store?
Yes. FlexShopper is fully online and offers weekly payments via automatic bank withdrawal. Acima also offers online application at many retail partners.
Do all weekly payment programs skip the credit check?
Rent-A-Center, Aaron’s, Acima, Progressive Leasing, and FlexShopper all approve without a traditional credit check. Approval is income-based.
Which program has the best furniture selection for weekly payments?
Acima and Progressive Leasing offer the widest selection because they partner with major furniture retailers. FlexShopper’s online catalog is also extensive.
Can I get same-day delivery with a weekly payment plan?
Rent-A-Center and Aaron’s can often deliver the same day or next day for in-stock items. Online programs typically take 3-7 business days.
Affiliate Disclosure: EasyPayQuick.com participates in affiliate programs with Acima, Progressive Leasing, Rent-A-Center, Aaron’s, FlexShopper, Klarna, Affirm, and other payment plan and lease-to-own providers. We may earn a commission when you click links and complete an application. This does not affect your approval odds, payment terms, or the cost of your plan. All information is provided for educational purposes only.